NORWICH – According to a fact sheet provided by the Federal Emergency Management Agency, flooding is one of the most common natural hazards in the United States. Many people believe that their homeowner’s insurance will cover flooding, but as area residents are already discovering, it does not.
“It’s important for people who live in the flood plain to be aware. Flood insurance is there for their benefit,” said FEMA Public Information Officer Ken Higginbotham.
The National Flood Insurance Program is the only way to purchase flood insurance. The program is administered by FEMA, but the insurance can be purchased through independent agents, or directly through the NFIP.