Aflac New York

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Jim Reynolds is beginning his 5th year as an independent agent with Aflac New York. Prior to this Jim worked for ten years as a salesman with S & S TV and Appliances in Norwich and Hamilton. Jim has many fond memories of working at S & S including doing some eye catching television commercials when he portrayed the superhero "Captain Appliance."

Jim and his wife Rosemarie live in Norwich and have been happily married for 14 years. They have two children, a daughter, Megan, who is 13 years old and a son, Shane, who is 10. Rosemarie has been with NBT Bank for 19 years. Jim enjoys being active in the community. He is a member of the Chenango County Chamber of Commerce, the Knights of Columbus and recently joined Toastmasters International.

Aflac New York, based in Albany, is a subsidiary of the parent company, Aflac, which is short for American Family Life Assurance Company. The company was founded in 1955 in Columbus, Georgia by 3 brothers and has been managed by the same family since its inception. Aflac New York policies are all guaranteed renewable which is refreshing in today's world of escalating health care. Another way they differ from traditional health insurance is that they do not pay the doctors or the hospitals but rather the claim is paid directly to the policyholders. This gives individuals the freedom to use the benefits as they see fit whether it's to make up for lost wages, cover deductibles or co-payments or any other out of pocket expenses not picked up by your major medical.

New this year to Aflac New York is the emergence of life insurance. Aflac offers both term and whole life, including a return of premium option for 20 or 30 year term policies. Other Aflac plans include accident, cancer, and short-term disability. The majority of Aflac's business is conducted through payroll deduction and made available through a company's benefit package, although some plans can be done on a direct basis. The policies are portable and pre-tax eligible; in fact Aflac New York is highly experienced with Section 125 cafeteria plans and offers these in most cases at little or no cost to the company. This allows companies to save money on FICA taxes.

Jim says he enjoys helping people and that was one of the deciding factors in joining Aflac. Service is on top of the priority list and after a company enrolls with Aflac they can expect to see Jim on a regular basis to handle any claims that the employees have or answer any questions the company has. Aflac itself also donates millions of dollars to pediatric cancer treatment centers around the country.

Today with the help of a clever advertising campaign, Aflac is one of the most recognizable names in the industry. The Aflac duck has been voted one of America's favorite advertising icons in the last few years, beating out veterans like Ronald McDonald and the Energizer Bunny. For more information contact Jim Reynolds at (607) 316-5731 or jl_reynolds@us.aflac.com.

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